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No. Acima considers many different factors in reviewing your application and they regularly approve customers with less than perfect credit history
• Be at least 18 years or older.
• Have an income of at least $750 per month.
• Have a physical bank account.
• Social Security Number or TIN number.
Acima does not report your payment history to the credit bureaus. They know life happens so;they allow you to return your products at any time without further obligation.